Top mortgage lenders in Maine
These are the most active mortgage lenders in Maine by 2025 federal HMDA volume — the banks, credit unions and nonbank lenders that wrote the most home loans in the state. Volume isn't the same as the best deal for you, so use it as a shortlist, then compare quotes.
| # | Lender | Type | 2025 loans |
|---|---|---|---|
| 1 | Bangor Savings Bank | — | 4,518 |
| 2 | Rocket Mortgage | Nonbank lender | 2,956 |
| 3 | United Wholesale Mortgage | Nonbank lender | 2,683 |
| 4 | The Camden National Bank | — | 2,559 |
| 5 | CMG Home Loans | Nonbank lender | 2,338 |
| 6 | Guild Mortgage | Nonbank lender | 1,864 |
| 7 | Kennebec Savings Bank | — | 1,496 |
| 8 | Newrez | Nonbank lender | 1,446 |
| 9 | TD Bank | Bank | 1,342 |
| 10 | PennyMac | Nonbank lender | 1,304 |
| 11 | Veterans United | Nonbank lender | 1,104 |
| 12 | Chase | Bank | 1,093 |
| 13 | Norway Savings Bank | — | 1,049 |
| 14 | Freedom Mortgage | Nonbank lender | 1,017 |
| 15 | Evergreen Credit Union | — | 976 |
| 16 | Town & Country Federal Credit Union | — | 935 |
| 17 | First National Bank | — | 909 |
| 18 | Maine Savings Federal Credit Union | — | 889 |
| 19 | New American Funding | Nonbank lender | 876 |
| 20 | Machias Savings Bank | — | 837 |
| 21 | Maine Community Bank | — | 812 |
| 22 | Bank of America | Bank | 801 |
| 23 | Mr. Cooper | Nonbank lender | 751 |
| 24 | loanDepot | Nonbank lender | 660 |
| 25 | Atlantic Regional Federal Credit Union | — | 653 |
Ranked by Maine home-loan applications reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA), FFIEC/CFPB. A neutral measure of lending activity — not a quality score. Names we review link to a full lender review.
How to choose a lender in Maine
The lender that writes the most loans isn't automatically the one that will quote you the lowest rate. Your rate depends on your credit, down payment and loan type — not a lender's market share. The reliable way to find the best deal is to get a Loan Estimate from three or more of these lenders in the same two-week window (it counts as a single credit inquiry) and compare the APRs.
Weigh national lenders and online brokers, which often lead on price, against Maine banks and credit unions, which may offer relationship pricing and access to MaineHousing programs. Start with the local benchmark and assistance below.
Maine lender FAQ
Who is the biggest mortgage lender in Maine?
By 2025 federal HMDA activity, Bangor Savings Bank handled the most home loans in Maine (about 4,518 applications reported). The biggest lender isn't automatically the cheapest for you, though — rankings reflect volume, not the rate you'd be quoted.
How many mortgage lenders operate in Maine?
Hundreds of banks, credit unions and nonbank lenders report Maine home loans each year under HMDA. The table above shows the most active by volume; you can also shop national lenders and local credit unions not listed here.
How were these Maine lender rankings determined?
We ranked lenders by the number of Maine home-loan applications each reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA) — a neutral public measure of lending activity in the state. It is not a quality score or an endorsement.
Should I use a local or national lender in Maine?
Both can be competitive. National lenders and online brokers often lead on price and speed; local banks and credit unions may offer relationship pricing, MaineHousing down-payment programs and in-person service.
Get a Loan Estimate from at least one of each and compare the APR.
Rankings are editorial and independent, built from public federal data — no lender pays to be listed. This is general information, not a recommendation or personalized advice. Confirm all terms directly with the lender.
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