Top mortgage lenders in Wisconsin
These are the most active mortgage lenders in Wisconsin by 2025 federal HMDA volume — the banks, credit unions and nonbank lenders that wrote the most home loans in the state. Volume isn't the same as the best deal for you, so use it as a shortlist, then compare quotes.
| # | Lender | Type | 2025 loans |
|---|---|---|---|
| 1 | Summit Credit Union | — | 15,763 |
| 2 | University of Wisconsin Credit Union | — | 11,801 |
| 3 | Landmark Credit Union | — | 9,397 |
| 4 | Rocket Mortgage | Nonbank lender | 8,766 |
| 5 | Associated Bank, National Association | — | 7,495 |
| 6 | PennyMac | Nonbank lender | 5,914 |
| 7 | BMO Bank | Bank | 5,204 |
| 8 | Educators Credit Union | — | 4,981 |
| 9 | U.S. Bank | Bank | 4,808 |
| 10 | Covantage Credit Union | — | 4,652 |
| 11 | United Wholesale Mortgage | Nonbank lender | 4,433 |
| 12 | Chase | Bank | 4,426 |
| 13 | Newrez | Nonbank lender | 4,378 |
| 14 | Community First | — | 4,368 |
| 15 | Fairway Independent Mortgage | Nonbank lender | 3,898 |
| 16 | Royal Credit Union | — | 3,788 |
| 17 | Johnson Financial Group | — | 3,713 |
| 18 | Veterans United | Nonbank lender | 3,213 |
| 19 | Fox Communities Credit Union | — | 3,040 |
| 20 | Guild Mortgage | Nonbank lender | 2,929 |
| 21 | Capital Credit Union | — | 2,917 |
| 22 | Nicolet National Bank | — | 2,615 |
| 23 | Mr. Cooper | Nonbank lender | 2,477 |
| 24 | Marine Credit Union | — | 2,450 |
| 25 | Freedom Mortgage | Nonbank lender | 2,391 |
Ranked by Wisconsin home-loan applications reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA), FFIEC/CFPB. A neutral measure of lending activity — not a quality score. Names we review link to a full lender review.
How to choose a lender in Wisconsin
The lender that writes the most loans isn't automatically the one that will quote you the lowest rate. Your rate depends on your credit, down payment and loan type — not a lender's market share. The reliable way to find the best deal is to get a Loan Estimate from three or more of these lenders in the same two-week window (it counts as a single credit inquiry) and compare the APRs.
Weigh national lenders and online brokers, which often lead on price, against Wisconsin banks and credit unions, which may offer relationship pricing and access to WHEDA programs. Start with the local benchmark and assistance below.
Wisconsin lender FAQ
Who is the biggest mortgage lender in Wisconsin?
By 2025 federal HMDA activity, Summit Credit Union handled the most home loans in Wisconsin (about 15,763 applications reported). The biggest lender isn't automatically the cheapest for you, though — rankings reflect volume, not the rate you'd be quoted.
How many mortgage lenders operate in Wisconsin?
Hundreds of banks, credit unions and nonbank lenders report Wisconsin home loans each year under HMDA. The table above shows the most active by volume; you can also shop national lenders and local credit unions not listed here.
How were these Wisconsin lender rankings determined?
We ranked lenders by the number of Wisconsin home-loan applications each reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA) — a neutral public measure of lending activity in the state. It is not a quality score or an endorsement.
Should I use a local or national lender in Wisconsin?
Both can be competitive. National lenders and online brokers often lead on price and speed; local banks and credit unions may offer relationship pricing, WHEDA down-payment programs and in-person service.
Get a Loan Estimate from at least one of each and compare the APR.
Rankings are editorial and independent, built from public federal data — no lender pays to be listed. This is general information, not a recommendation or personalized advice. Confirm all terms directly with the lender.
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