Best mortgage lenders in Louisiana
No lender is best for everyone, so this page ranks Louisiana lenders on what federal records can measure: who makes the most loans here, who leads for FHA and VA, and what their Louisiana borrowers paid. All figures are 2025 HMDA data; no lender pays to be listed.
Who leads for what in Louisiana
"Most loans" and "Largest average loan" are among the 15 lenders with the most Louisiana originations in 2025 (the latter counts lenders with at least 300 loans in the state); FHA and VA leaders count every lender's home-purchase loans.
The 15 lenders that made the most home loans in Louisiana
| # | Lender | Type | Loans | FHA | VA | Avg loan | Approval* |
|---|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage | Nonbank lender | 4,514 | 36.0% | 18.3% | $249,125 | 84.7% |
| 2 | Rocket Mortgage | Nonbank lender | 3,674 | 22.9% | 8.9% | $194,820 | 71.1% |
| 3 | Hancock Whitney Bank | — | 2,258 | 8.4% | 1.9% | $221,235 | 74.7% |
| 4 | Gmfs LLC | — | 2,035 | 26.2% | 5.3% | $294,735 | 97.1% |
| 5 | Dsld Mortgage, LLC | — | 1,879 | 38.0% | 15.3% | $254,207 | 92.2% |
| 6 | Gulf Coast Bank and Trust Company | — | 1,409 | 17.5% | 3.4% | $300,812 | 86.4% |
| 7 | Fidelity Bank | — | 1,369 | 21.6% | 4.8% | $266,834 | 86.1% |
| 8 | First Horizon Bank | Bank | 1,305 | 5.7% | 2.1% | $303,889 | 77.4% |
| 9 | Assurance Financial Group, L.L.C. | — | 1,298 | 26.6% | 9.5% | $252,042 | 94.1% |
| 10 | Eustis Mortgage Corporation | — | 1,292 | 38.9% | 9.4% | $258,738 | 97.0% |
| 11 | Regions Bank | Bank | 1,282 | 6.9% | 1.3% | $169,025 | 45.5% |
| 12 | Movement Mortgage | Nonbank lender | 1,248 | 38.5% | 9.9% | $236,795 | 96.7% |
| 13 | Chase | Bank | 1,188 | 4.6% | 1.9% | $227,803 | 83.0% |
| 14 | 21st Mortgage Corporation | — | 1,097 | 0.0% | 0.0% | $115,100 | 24.1% |
| 15 | Veterans United | Nonbank lender | 1,090 | 2.9% | 92.6% | $253,844 | 66.5% |
Source: 2025 HMDA originations, FFIEC/CFPB. FHA/VA = share of each lender's Louisiana loans. *Approval = originated ÷ (originated + denied); it mirrors a lender's channel and borrower mix, not how hard it is to qualify.
Also among the 25 lenders with the most HMDA filings here: PennyMac, Vanderbilt Mortgage And Finance, Inc., Newrez, Triad Financial Services, Inc., AmeriHome Mortgage Company, LLC, Freedom Mortgage, Planet Home Lending, Navy Federal Credit Union, Mr. Cooper, DHI Mortgage.
FHA lenders in Louisiana
10,827 FHA home-purchase loans were made in Louisiana in 2025 by 208 lenders. The typical FHA buyer here paid $8,462 in loan costs, including the 1.75% upfront mortgage insurance premium, at a median rate of 6.25%. The ten lenders that made the most:
| # | Lender | FHA purchases | Share | Loan costs | APR vs benchmark |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage | 1,298 | 12.0% | $9,944 | +0.42 |
| 2 | Dsld Mortgage, LLC | 712 | 6.6% | $5,372 | +0.05 |
| 3 | DHI Mortgage | 573 | 5.3% | $7,300 | −1.40 |
| 4 | Eustis Mortgage Corporation | 481 | 4.4% | $10,820 | +0.46 |
| 5 | Gmfs LLC | 463 | 4.3% | $5,830 | +0.46 |
| 6 | Movement Mortgage | 425 | 3.9% | $9,060 | +0.59 |
| 7 | Rocket Mortgage | 402 | 3.7% | $9,427 | +0.51 |
| 8 | Assurance Financial Group, L.L.C. | 313 | 2.9% | $8,775 | +0.66 |
| 9 | Fidelity Bank | 288 | 2.7% | $8,393 | +0.71 |
| 10 | Equity Prime Mortgage LLC | 275 | 2.5% | $8,591 | +0.70 |
| All Louisiana FHA buyers | 10,827 | 100% | $8,462 | +0.48 |
Among them, Dsld Mortgage, LLC had the lowest median loan costs ($5,372) and Eustis Mortgage Corporation the highest ($10,820) — $5,448 apart on similar loans, which is why a second Loan Estimate is worth getting. Homebuilder-owned lenders can show far-below-market APRs because builders pay to buy down the rate on their own new homes.
Source: 2025 HMDA loan-level records (FFIEC/CFPB), first-lien FHA home purchases in Louisiana. Costs and APR vs benchmark are medians of each lender's 30-year fixed loans here; "—" = fewer than 30. Our method and its limits.
VA lenders in Louisiana
4,143 VA home-purchase loans were made in Louisiana in 2025 by 166 lenders. The typical VA buyer here paid $5,093 in loan costs (including the VA funding fee for borrowers who owe it) at a median rate of 6.25%. The ten lenders that made the most:
| # | Lender | VA purchases | Share | Loan costs | APR vs benchmark |
|---|---|---|---|---|---|
| 1 | Veterans United | 847 | 20.4% | $3,086 | −0.10 |
| 2 | Navy Federal Credit Union | 293 | 7.1% | $6,511 | −0.50 |
| 3 | Dsld Mortgage, LLC | 283 | 6.8% | $4,312 | −0.64 |
| 4 | United Wholesale Mortgage | 281 | 6.8% | $4,256 | −0.26 |
| 5 | DHI Mortgage | 137 | 3.3% | $3,513 | −2.04 |
| 6 | Assurance Financial Group, L.L.C. | 114 | 2.8% | $6,381 | +0.00 |
| 7 | Eustis Mortgage Corporation | 112 | 2.7% | $5,805 | −0.11 |
| 8 | Freedom Mortgage | 112 | 2.7% | $7,187 | −0.14 |
| 9 | Movement Mortgage | 100 | 2.4% | — | — |
| 10 | Rocket Mortgage | 97 | 2.3% | $7,805 | −0.24 |
| All Louisiana VA buyers | 4,143 | 100% | $5,093 | −0.24 |
Among them, Veterans United had the lowest median loan costs ($3,086) and Rocket Mortgage the highest ($7,805) — $4,719 apart, though VA costs also depend on how many of a lender's borrowers are exempt from the funding fee.
Source: 2025 HMDA loan-level records (FFIEC/CFPB), first-lien VA home purchases in Louisiana. Costs and APR vs benchmark are medians of each lender's 30-year fixed loans here; "—" = fewer than 30. Data notes and limits.
How concentrated is the Louisiana market?
714 institutions reported Louisiana home-loan records for 2025 — the 22nd-fewest of any state. The single most active lender accounts for 4.8% of all records and the top five for 20.5%, the 14th-least concentrated market of 51. With volume spread across many lenders, there is plenty of room to shop beyond the biggest names.
How to choose a lender in Louisiana
Louisiana borrowers took FHA loans 20.2% of the time and VA loans 9.7% (U.S. 13.2% and 8.2%). Every Louisiana county uses the $832,750 conforming limit, so loans above it are jumbo and priced separately.
Get Loan Estimates from three or more lenders in the same two-week window (one credit inquiry) and compare APRs. For down-payment help, ask whether they are approved for LHC's MRB Assisted or Keys for Service — only participating lenders can offer them (terms and sources).
Louisiana lender FAQ
Who is the biggest mortgage lender in Louisiana?
By 2025 federal HMDA data, United Wholesale Mortgage originated the most home loans in Louisiana — about 4,514, or 6.5% of the state's originations.
Which lender makes the most FHA loans in Louisiana?
United Wholesale Mortgage made the most FHA home-purchase loans in Louisiana in 2025 — 1,298, or 12.0% of the 10,827 FHA purchases made by 208 lenders. Dsld Mortgage, LLC (712) was second.
Which lender makes the most VA loans in Louisiana?
Veterans United made the most VA home-purchase loans in Louisiana in 2025 (847, 20.4% of the state's VA purchases). VA loans were 9.7% of Louisiana originations, the 23rd-highest VA share among the states.
How much are closing costs on an FHA loan in Louisiana?
The typical Louisiana FHA buyer in 2025 paid $8,462 in total loan costs on a median $235,000 loan — lender fees, required third-party services and the 1.75% upfront mortgage insurance premium, per the Closing Disclosure.
That figure excludes recording taxes, prepaid interest and insurance, escrow deposits and the down payment.
Rankings are editorial and independent, built from public federal data — no lender pays to be listed. This is general information, not a recommendation or personalized advice. Confirm all terms directly with the lender.
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