Top mortgage lenders in West Virginia
These are the most active mortgage lenders in West Virginia by 2025 federal HMDA volume — the banks, credit unions and nonbank lenders that wrote the most home loans in the state. Volume isn't the same as the best deal for you, so use it as a shortlist, then compare quotes.
| # | Lender | Type | 2025 loans |
|---|---|---|---|
| 1 | Rocket Mortgage | Nonbank lender | 3,990 |
| 2 | Vanderbilt Mortgage And Finance, Inc. | — | 3,232 |
| 3 | City National Bank of West Virginia | — | 2,870 |
| 4 | Huntington Bank | Bank | 2,216 |
| 5 | Truist | Bank | 2,021 |
| 6 | PennyMac | Nonbank lender | 1,934 |
| 7 | loanDepot | Nonbank lender | 1,628 |
| 8 | Veterans United | Nonbank lender | 1,593 |
| 9 | WesBanco Bank, Inc. | — | 1,479 |
| 10 | Chase | Bank | 1,333 |
| 11 | Movement Mortgage | Nonbank lender | 1,167 |
| 12 | CrossCountry Mortgage | Nonbank lender | 1,148 |
| 13 | Newrez | Nonbank lender | 1,147 |
| 14 | Navy Federal Credit Union | Credit union | 1,049 |
| 15 | New American Funding | Nonbank lender | 953 |
| 16 | United Wholesale Mortgage | Nonbank lender | 950 |
| 17 | AmeriSave Mortgage | Nonbank lender | 944 |
| 18 | Freedom Mortgage | Nonbank lender | 887 |
| 19 | 21st Mortgage Corporation | — | 858 |
| 20 | Amerihome Mortgage Company, LLC | — | 817 |
| 21 | Planet Home Lending | Nonbank lender | 755 |
| 22 | Peoples Bank | — | 712 |
| 23 | Credit Human Federal Credit Union | — | 670 |
| 24 | Integrity Home Mortgage Corporation | — | 621 |
| 25 | Mr. Cooper | Nonbank lender | 584 |
Ranked by West Virginia home-loan applications reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA), FFIEC/CFPB. A neutral measure of lending activity — not a quality score. Names we review link to a full lender review.
How to choose a lender in West Virginia
The lender that writes the most loans isn't automatically the one that will quote you the lowest rate. Your rate depends on your credit, down payment and loan type — not a lender's market share. The reliable way to find the best deal is to get a Loan Estimate from three or more of these lenders in the same two-week window (it counts as a single credit inquiry) and compare the APRs.
Weigh national lenders and online brokers, which often lead on price, against West Virginia banks and credit unions, which may offer relationship pricing and access to WVHDF programs. Start with the local benchmark and assistance below.
West Virginia lender FAQ
Who is the biggest mortgage lender in West Virginia?
By 2025 federal HMDA activity, Rocket Mortgage handled the most home loans in West Virginia (about 3,990 applications reported). The biggest lender isn't automatically the cheapest for you, though — rankings reflect volume, not the rate you'd be quoted.
How many mortgage lenders operate in West Virginia?
Hundreds of banks, credit unions and nonbank lenders report West Virginia home loans each year under HMDA. The table above shows the most active by volume; you can also shop national lenders and local credit unions not listed here.
How were these West Virginia lender rankings determined?
We ranked lenders by the number of West Virginia home-loan applications each reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA) — a neutral public measure of lending activity in the state. It is not a quality score or an endorsement.
Should I use a local or national lender in West Virginia?
Both can be competitive. National lenders and online brokers often lead on price and speed; local banks and credit unions may offer relationship pricing, WVHDF down-payment programs and in-person service.
Get a Loan Estimate from at least one of each and compare the APR.
Rankings are editorial and independent, built from public federal data — no lender pays to be listed. This is general information, not a recommendation or personalized advice. Confirm all terms directly with the lender.
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