Top mortgage lenders in Delaware
These are the most active mortgage lenders in Delaware by 2025 federal HMDA volume — the banks, credit unions and nonbank lenders that wrote the most home loans in the state. Volume isn't the same as the best deal for you, so use it as a shortlist, then compare quotes.
| # | Lender | Type | 2025 loans |
|---|---|---|---|
| 1 | PennyMac | Nonbank lender | 2,674 |
| 2 | Rocket Mortgage | Nonbank lender | 2,606 |
| 3 | Lakeview Loan Servicing | Nonbank lender | 2,157 |
| 4 | Wilmington Savings Fund Society, Fsb | — | 1,801 |
| 5 | Chase | Bank | 1,775 |
| 6 | PNC Bank | Bank | 1,753 |
| 7 | Newrez | Nonbank lender | 1,690 |
| 8 | Citizens | Bank | 1,654 |
| 9 | Pike Creek Mortgage Services, Inc. | — | 1,422 |
| 10 | United Wholesale Mortgage | Nonbank lender | 1,416 |
| 11 | NVR Mortgage | Nonbank lender | 1,414 |
| 12 | Amerihome Mortgage Company, LLC | — | 1,364 |
| 13 | M&T Bank | Bank | 1,349 |
| 14 | Del-One Federal Credit Union | — | 1,070 |
| 15 | Freedom Mortgage | Nonbank lender | 991 |
| 16 | Bank of America | Bank | 890 |
| 17 | loanDepot | Nonbank lender | 835 |
| 18 | Meridian Bank | — | 790 |
| 19 | Vanderbilt Mortgage And Finance, Inc. | — | 759 |
| 20 | Navy Federal Credit Union | Credit union | 744 |
| 21 | Guild Mortgage | Nonbank lender | 742 |
| 22 | Mr. Cooper | Nonbank lender | 693 |
| 23 | Keystone Funding, Inc. | — | 692 |
| 24 | New American Funding | Nonbank lender | 661 |
| 25 | Lennar Mortgage | Nonbank lender | 630 |
Ranked by Delaware home-loan applications reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA), FFIEC/CFPB. A neutral measure of lending activity — not a quality score. Names we review link to a full lender review.
How to choose a lender in Delaware
The lender that writes the most loans isn't automatically the one that will quote you the lowest rate. Your rate depends on your credit, down payment and loan type — not a lender's market share. The reliable way to find the best deal is to get a Loan Estimate from three or more of these lenders in the same two-week window (it counts as a single credit inquiry) and compare the APRs.
Weigh national lenders and online brokers, which often lead on price, against Delaware banks and credit unions, which may offer relationship pricing and access to DSHA programs. Start with the local benchmark and assistance below.
Delaware lender FAQ
Who is the biggest mortgage lender in Delaware?
By 2025 federal HMDA activity, PennyMac handled the most home loans in Delaware (about 2,674 applications reported). The biggest lender isn't automatically the cheapest for you, though — rankings reflect volume, not the rate you'd be quoted.
How many mortgage lenders operate in Delaware?
Hundreds of banks, credit unions and nonbank lenders report Delaware home loans each year under HMDA. The table above shows the most active by volume; you can also shop national lenders and local credit unions not listed here.
How were these Delaware lender rankings determined?
We ranked lenders by the number of Delaware home-loan applications each reported in 2025 under the federal Home Mortgage Disclosure Act (HMDA) — a neutral public measure of lending activity in the state. It is not a quality score or an endorsement.
Should I use a local or national lender in Delaware?
Both can be competitive. National lenders and online brokers often lead on price and speed; local banks and credit unions may offer relationship pricing, DSHA down-payment programs and in-person service.
Get a Loan Estimate from at least one of each and compare the APR.
Rankings are editorial and independent, built from public federal data — no lender pays to be listed. This is general information, not a recommendation or personalized advice. Confirm all terms directly with the lender.
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